Lighthouse Title Alert
Know before anyone sells or mortgages your home
Fraudsters can sell or borrow against your property without you knowing. Lighthouse Title Alert notifies you and the people you trust before a transaction closes so you can stop it.
An ounce of prevention
Stop title fraud before it happens
Even following all the usual advice can leave your property exposed. Title insurance may restore your title or cover your losses, but it’s a long and stressful process. Lighthouse Registry helps prevent real estate fraud before it happens so you can avoid that stress entirely.
Deter real estate fraud
Make your property an unattractive target. Fraudsters are less likely to try where they’re less likely to succeed.
Enable early intervention
Advance notice of a sale or financing, plus controls around closing, give you the chance to block a fraudulent transaction.
Minimize hassles
Title insurance may help after the fact, but prevention is better.
$100+million
Lost to title fraud in Canada in just three years.
Source: Stewart Title Canada, via Canadian Lawyer, 2024 · How real estate fraud happens
How it works
Register once. We notify you of any attempted sale or financing of your property.
Register your property
Sign up online. If you need help, contact us to book a virtual registration appointment.
Get an early warning
If anyone tries to transfer or finance your property, we notify you and your Trusted Contacts.
Act if it’s not you
If the transaction is fraudulent or unauthorized, you can act to block it. If it’s legitimate, you don’t need to do anything.
How this works with title insurance
Lighthouse Title Alert is not insurance and does not replace insurance. Title insurance may help after a fraud; we help prevent one before it closes. Many owners have both. Read the FAQs
Watch
See how real estate fraud happens
A CBC Marketplace investigation into a mortgage scam that is putting seniors at risk of losing their homes.
Learn more about real estate fraudWho’s most at risk
Is your property an easy target?
Fraudsters look for owners who are less likely to notice. If any of these describe you, an early warning matters most.
Owners
- Older homeowners
- Newcomers
- Snowbirds and frequent travellers
- Past victims of identity theft
Properties
- Rental properties and Airbnbs
- Vacation homes and cottages
- Vacant properties
Finances
- Mortgage free
- Significant equity in the property
For lawyers and representatives
Requesting our consent, or relying on one?
A transfer or charge of a property registered with Lighthouse Registry needs our consent before it can be registered.
Only verify consent certificates at lighthouseregistry.com. To contact us, use the email address or phone number on our website, not those printed on a certificate.